Does money rule?

Yes it does!

This time my survival mode has to do with money.  However, The Captain and I are not alone in this struggle . . . there is so much going on in the United States, and it is not good.

"If money be not thy servant, it will be thy master."

-- Francis Bacon

In what ways does money rule your life?

Money has entered so deeply into our lives that it can become our primary reference point. We make so many of our decisions based on how they affect the bottom line. Do you compromise things you really value for money? Has the power of money hurt your relationships, your health, your work or your self-respect?

"If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life."

-- Billy Graham

How do you think of money?

"Money is a highly charged subject. And most of the emotions people feel around it are negative: fear, shame, embarrassment, anger."

-- Jerrold Mundis

How do you feel about money?

Many of us are afraid of money. With this fear, we avoid dealing honestly and completely with our financial situation. We only have a vague idea of how much money we earn and spend, and even how much we owe. By refusing to accept financial responsibility, we sacrifice our chances for a better life.

"Choosing wealth as a goal requires facing everything about your money bravely, honestly, with courage -- which is a very, very hard thing for most of us to do. But it can be done."

-- Suze Orman

Prosperity depends more on wanting what you have than having what you want. 

-- Geoffrey F. Abert

Since becoming a widow, I have contemplated the role of money in my life and the difference between wants and needs.  Somehow I have always made it financially without changing my quality of life in a drastic way.

Like so many others living in the United States, our changing society and governmental rules have us concerned about our future and basic survival.

Although the country is experiencing a tremendous transformation, I still believe that prosperity is within reach for anyone who is innovative and willing to make sacrifices to get there.  That is where The Captain and I have been . . . making sacrifices now for a prosperous future.

This week finds us somewhat backed up against the wall and having to make major decisions and more sacrifices . . . not resulting from a "want," but a very important "need" that I don't think anyone can live without.  I consider this a major crisis like I have never encountered in my life and it has really made me think about the role of money in our lives, even if we live the "simple abundance life."  

Yes, I am having an extremely difficult time having any semblance of peace and serenity at the moment, but so far, I have kept it together rather well.  I pray that the current plan will work for us and be over with quickly . . . should we be that lucky.   However, luck has escaped us lately.

Current events in government have collided with our dilemma this week and the news of so much devastating news regarding basic health care has really bothered me.  Life changing decisions are being made in thousands or millions of households as we face our challenge.  Their nightmare is not going to go away soon.  Thank God Obamacare does not affect our lives . . . at least not at the moment.

Money has not ruled my life for a very long time . . . however, this latest event that most homeowners face has rudely made money a major part in the quality of our lives.  Two major events for us within a month or so has been a definite wake up call.

Whether we want to admit it or not . . . money does rule.  It is a necessary evil in my opinion.

"This too shall pass" for us . . . 

but I worry about the thousands or millions

of my fellow citizens affected by decisions our

government is making.  

How will it affect the quality of their lives?  

Where will they turn?

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The allure of material things

Sometime in the human experience we are all seduced by the allure of material things. Back in the day the love of money and the stuff I could buy had such a grip on me that I forgot how to live in pursuit of making more money. Even spending the money as fast as I could in order to gather even more objects could not fill the emptiness of not enjoying the gift of life.


There is nothing wrong with owning prized possessions that are a reflection of our emotions and memories. What is wrong is the intention of that desire to possess that stuff when it becomes a compulsion, creating an imbalance of trying to fill empty emotional spaces with those things.


On my path to peace, love and happiness, I have learned to find joy in the little things in life that truly bring a smile to my face and are filling those empty emotional spaces. All that stuff that cost money now clutter my house and little by little I’m clearing those spaces. In my case, the imbalance of my compulsion was filling the wrong spaces.

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Wants, needs and a little faith

In the midst of rough financial times, there is always that little something we want, but don't necessarily need . . . a little treat, a reward for surviving the struggle.

The following article comes from the Guideposts newsletter, which always provides me with a wealth of inspiration along with renewed faith and hope, like a reminder that God never gives us more than we can handle . . . and even the lesson of patience.

I couldn’t afford to buy a little gift for myself. 

But I could dream, couldn't I?

By Vickie Apicella, Port Orange, Florida

I stared longingly at the pair of brown clogs on the department store display rack. They seemed to be calling out my name. I tried to remind myself that I was only here today to buy my mother a special birthday gift. I couldn’t afford anything more. But now, these seemingly perfect brown flats were breaking down my resolve.


I guess you could say I’m a bit of a shop-a-holic, but I hadn’t been able to shop much lately. I’m a teacher, and in this economy, I hadn’t found a summer job. Over the past few months, my already meager savings had dwindled. It was only thanks to my generous parents that I could pay my bills.


Now, with a few weeks of paychecks in the bank and Mom’s birthday coming up, I wanted to show my mom how much I appreciated her help. I’d found a beautiful black sweater that I knew Mom would love and was all set to leave. Then the brown clogs caught my eye. They had a woven pattern on top and I already could picture all the outfits they’d go with.


I had to have them. I tucked the shoes under my arm and made my way towards the cash register. But a guilty feeling washed over me. “God,” I prayed, “I don’t really need these shoes, and I can’t afford to spend the extra money. I can make do with all you have given me.” Sadly, I returned the shoes to their place on the rack, paid for my mother’s present and left.


The next day, I stopped by my friend Terri’s house after work. Just before I was about to say goodbye, Terri stopped me. “I almost forgot,” she said. “I’ve got a box of old stuff I was going to give to a consignment shop, but if there’s anything you’re interested in, you’re more than welcome to help yourself.”


After yesterday’s shopping, I was in no mood to go looking through old clothes. Some consolation prize they would be, I thought. But I took a peek.


There, on top of the pile, was a pair of brand new looking brown clogs, with a woven pattern on top, just like the ones I’d turned down. “They’re too small on me,” Terri said.


I tried them on. Wouldn’t you know it? A perfect fit.


Read more Mysterious Ways stories
from Guideposts

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Free to choose

"Most people do not really want freedom,

because freedom involves responsibility, and
most people are frightened of responsibility."

Sigmund Freud

In his book Nobody’s Victim, Christopher J. McCullough explains, In order to live your freedom, you must first accept reality. ‘These are the choices, and given those choices, which do I choose?’ Whether the option you select is pleasant or painful does not alter the fact that, given reality, this is your preference.

"To live your freedom, it is helpful to stop and ask yourself, ‘Why am I doing this?’ and then notice whether, given the options, you are choosing what you really want, or whether you want to choose something else.... Sometimes the exercise of freedom involves naming your poison -- all choices may lead to outcomes that are in some way painful. But the real pain is that of feeling powerless -- denying your freedom."

"Freedom is man's capacity to take a hand

in his own development. It is our capacity

to mold ourselves."

Dr. Rollo May

Source: Soul Journey

Today I'm feeling grateful for the freedom of opportunity that exists in my world.

The quote from Freud is so profound in the context
of my experience in the process of making money.

I've been an "employed person" and have also been an entrepreneur. Both require responsibility . . . however, entrepreneurship provides the reward of freedom. Although responsibility also means being able to support yourself financially and being realistic about it . . . meaning giving up "freedom" in order to have the security of a paycheck and employee benefits in these times of a fickle economy that seems to be spiraling out of control.

What about "quality of life" and
the denial of that freedom?

"Naming your poison" relates to working in a toxic environment where management is arrogant . . . so aware of unemployment rates and an unstable economy that makes a venture into entrepreneurship a very risky endeavor.

On the other hand, an economy driven by corporations on a hiring freeze makes those willing to take a risk into the freelance market an attractive alternative if you have the stomach for survival mode until you find the right niche in this fickle market.

The real pain IS feeling powerless,

but today I'm really feeling grateful

for being free to choose my poison.

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Adversity

If we had no winter, the spring would not be so pleasant; if we did not sometimes taste of adversity, prosperity would not be so welcome.

Anne Bradstreet

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Sign of the times

“Our lives improve only when we take chances . . .
and the first and most difficult risk we can take
is to be honest with ourselves.”

Walter Anderson

Seems like there is a trend in our society where difficult economic times are bringing friends and family together, helping each other out and binding us closer together.

Trying to decide how to cope and live without a steady stream of money from my eBay store and finally coming to terms with the fact that getting another job isn’t going to be as easy as it once was has been a harsh reality to face. The decision to move back in with mom is, in many ways, a step backward in the progress of moving on with my life as an independent individual . . . but it is called survival . . . and a sign of the time.

I’ve heard of many people making this type of change in their lifestyle and since making the decision to change mine, through endless hours, days and weeks of pondering my situation, I realized that our society could possibly be changing to one where we are moving closer to family and friends and slowing down to help one another.

Closer to becoming a less selfish society?

In this awful time of life circumstances so many of us find ourselves in, there is a silver lining and something positive to be gained from this “crisis” that has almost changed our world overnight.

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The path of conscious awareness

The world as we know it is changing before our eyes, leaving many of us walking on shaky ground. The economic turmoil seems to have popped up and immediately resulted in the dominoes falling one after another, spiraling out of control.

Haven’t we all been touched by this economic crisis? Corporations that have been household names are either closing their doors, severely downsizing their workforce or imposing a hiring freeze, leaving the mass numbers of unemployed with nowhere to work.

Many industries are disappearing into extinction . . . who reads a newspaper or magazine anymore? Apparently less and less of us every day. Sometimes progress and new technology means pain and unforeseen consequences . . .

We have embarked on a new journey as a society and it doesn’t matter what your status in this world is, you will be affected if you haven’t been already. No matter what, as individuals, we will be changing our course of thinking and inevitably, switching paths in the not-too-distant future . . . if not already.

New paths will have to be approached with persistence and patience as some of us have entered unexplored territory that is very scary. New coping mechanisms will also have to be adopted for those times when it seems like nothing is happening . . . like sending out resumes routinely with no response as money vanishes into thin air. Where is the peace of mind? How do you keep it when you find it?

Can you imagine a new culture where a large percentage of the population is unemployed, broke, hungry, humiliated . . . totally discouraged . . . fighting to keep their sanity in a dysfunctional world? As an American, I never thought I would even have to envision that day with the farther stretch being learning how to cope with it.

My prediction is that the industry with the fastest employment growth will be pharmaceuticals . . . we are already a medicated society coping with the world as we knew it. Employment opportunities in keeping the peace . . . our local police departments will grow . . . perhaps the national guard. New opportunities will naturally evolve, even if for unpleasant reasons, like rising crime statistics.

We are on a path of a conscious awakening of what is important in life. The changes in our society calls for drastic thinking on a deeper level as to what our priorities are.

Just as the internet drastically changed business and life as we knew it before a PC in every home and office was the norm, there will be another Bill Gates-type with an intuitive endeavor or idea that will make new and innovative changes to our new reality. Back in the day we feared that computers would take over our jobs, yet new and better opportunities arose.

Perhaps it will be the beginning of a better and richer way of life. Richer in what ways? Possibly a new appreciation and gratitude . . . a conscious awakening to what is important.

Is our spoiled society strong enough to endure times of sacrifice and uncertain changes?

Do you think about what those changes will be and how they will affect life as you know it?

Keep smiling . . . if you are reading this, you are still breathing and have the gift of life.

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Walk away . . . be true to yourself

I’ve “walked away” many times in my life for the sake of being true to myself. As I contemplate choices for my future, I have been thinking of those many times I’ve thrown caution to the wind in order find true happiness and my ideal quality of life. Since my husband died, quality of life issues have become much more important to me in the scope of a lifetime that can be gone in the blink of an eye.

The last occurrence of walking away was a couple of months ago when I just walked out of a high paying position with a corporation who is still operating profitably in desperate economic times, offering unlimited overtime and all kinds of perks.

After more than a decade of leaving the corporate environment for my sanity, a poor financial state made it necessary for me to attempt another return while vowing to remain true to myself and do those things that don’t make me stressed out.

It didn’t take long before I found myself driving home in tears, feeling overwhelmed and unhappy with the knowledge that jobs are not easy to find these days and thinking about the money.

Two months later, I’m still unemployed and struggling as a once successful internet entrepreneur hanging in there waiting for the economy to bring back buyers to my internet stores. Fear is in control of buyers, including myself. So far I’ve had enough to make it.

Despite the financial obstacles . . . I’M HAPPY because I am doing what I truly love and being true to myself. Hopefully the masquerade of a “real job” is finally over and I can put down the roles that I’ve played unsuccessfully so many times . . . my final curtain call.

The decision has been made to undertake yet another entrepreneurial internet endeavor with a friend. I’m having faith that I can be financially secure and true to myself forever . . . such is the life of a free spirit in search of peace, love and happiness.

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Loving the joys in life

A simple thing like having my computer back to almost normal after being hit with a nasty virus that took months, weeks and lots of patience to get rid of has made me a deliriously happy person today. I knock on wood and say a little prayer as I say that I got rid of it . . . I thought I had been rid of it before and it came creeping back to wreak more havoc.

Since my computer is where I make a living and I have been broke, I had to be inventive and figure out ways to attack this virus as I did not have the money to go out and buy another computer or a hard drive . . . or even take it to someone to fix.

My stubborn determination paid off for me this time, although my computer system is a complete mess. I’ll figure it out and learn something new at the same time . . . I’m not a computer systems geek, just a general computer geek.

When the challenge made me angry enough to find the way, I treated it as a game . . . the computer virus had to be defeated. As I sit at my computer working and finally able to play music again, I feel the satisfaction of accomplishment . . . and the music has brought me so much more joy today than in the past when it was an ordinary thing in my life.

Sure, I have been majorly bummed out about having these computer problems compounded by the accidental death of a close friend, slow internet sales and no steady job with benefits . . . BUT I try to be aware of and grateful for the little things that bring joy to my life and know that I will be touched with many little joys that bring a smile to my face.

It is called simple abundance. Finding joy in those little things in life make the big struggles tolerable. Since adopting this lifestyle way over a decade ago, my life has changed from the career woman who drove home in tears every night after a day of work. I’ll take smiles and just getting by over lots of money and tears any day. It is a choice of a simple lifestyle and realizing that ordinary can be awesome.

The downward spiral of the economy has found many of us in a bad place in life and I am so grateful that I have learned how to cope with the obstacles by loving the joys in life which brings peace to my soul.

Tomorrow is another day and I feel awesome changes are coming in my life.

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Success and happiness

Happiness . . . it isn’t one thing in particular that is universal for everyone. What makes one person happy isn’t necessarily the thing that will make another person in the same circumstance happy. It depends on our wants and needs meeting up with joy and contentment . . . and what your definition of “success” is.

Success was determining the wants and needs that results in joy and happiness for me since I spent most of my life not knowing. Now that I know, success is living my life fulfilling my wants and needs.

In the past, success was measured by the monetary value of my paycheck, yet I wondered why I didn’t feel fulfilled. My wants and needs that have a price were taken care of, but the wants and needs that made me content were not. For someone else, the determined monetary value of their paycheck may define success for them, however, success is measured by the emotion of contentment that holds much value for me.

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The gift of today

There is a saying I’ve heard that yesterday is in the past, tomorrow is the future, but today is a gift, that is why it is called the present.

Having to deal with the sudden death of my spouse has resulted in my belief that although we must be responsible in this life, we also must live for the moment. It isn’t the quantity of years that we live, but the quality of those years we live that truly matter.

Quality of life issues became so important to me when I left the corporate world. When I experienced the difference, all of a sudden money did not matter. What mattered was the joy that freedom brought me. I didn’t realize how crazy chasing more money was making me.

The peace of simple abundance is what mattered, raising the quality of our lives. It was one of the first things that I thought of when JR died, how much it made him happy to have me be a housewife and spoil him. I would never trade those years for all the money in the world . . . those last years of his life were truly quality years for both of us.

Celebrate the gift of today and live for the moment.

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Peaceful contentment

My favorite time of the day is dawn, as the sun rises . . . and my favorite place at dawn is my back yard in Florida. It is the magical time nature awakens as night turns into day, the birds sing, the squirrels come out of their nests to greet the day and the dew on the colorful flowers happily sparkle and glisten like glitter in the sun.

My paradise is the place where I can connect with nature, God and myself, bringing me peace to start my day. Peace, as in a contented soul that shines from within.

My approach to life is much different than my working days of long ago. Like so many other people, I tried to do everything I thought I should do, but never got around to doing what I really wanted to do. My life changed when JR and I decided to be a one-income family and I dropped out of the corporate world.

My country boy taught his city girl, previously married to her job, how to enjoy the important things in life. With my paycheck gone, money was tight, but those days were the happiest of my life.

Those were the days I discovered the freedom and contentment that peace of the morning brings. Since he passed away, I still make time to be outdoors and enjoy nature in all its beauty.

Peaceful contentment is a beautiful aspect of peace, love and happiness.

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